It’s time to pick health coverage for next year on the Affordable Care Act’s insurance marketplaces, and experts caution against focusing your choice on price alone. Here are some things to consider when assessing marketplace plans. Many people who haven't shopped on the marketplace don’t know that they can get this help, according to Jeremy Smith, who directs West Virginia’s health insurance navigator program. “They’re just used to having health coverage … and it covers everything.”Plans also can come with annual out-of-pocket maximums higher than $9,000 for individuals and $18,000 for families. “The good news is a lot of people who’ve been in Medicaid will likely qualify for these cost-sharing reductions,” said Sabrina Corlette, co-director of Georgetown University’s Center on Health Insurance Reforms.

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Persons: haven't, Jeremy Smith, ”, ” Smith, “ They’re, who’ve, Sabrina Corlette, “, Cynthia Cox, HMOs, Kelly Fristoe, Smith Organizations: Medicaid, Shoppers, Georgetown University’s Center, Health, KFF, Associated Press Health, Science Department, Howard Hughes Medical Institute’s Science, Educational Media Group, AP Locations: Wichita Falls , Texas